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Now browsing: Hometown News > Business Columns > Marc Tomberg
Marc Tomberg
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Is it time to refinance?
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Refinancing, is it time yet? An oft-quoted rule of thumb is that a borrower should consider refinancing if interest rates fall more than 2 percent below the original rate. This rule of thumb is really too simplistic to have much meaning. The question really involves comparing the after-tax savings in the monthly payment to the closing costs of the...
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